Punjab National Bank — India’s second-largest public sector bank, founded in 1894 and headquartered in New Delhi with over 180 million customers, more than 10,000 branches, and a balance sheet of over ₹25 lakh crore — has been one of India’s most trusted and widely used banking institutions for over 130 years. PNB’s brand ambassador history reflects both the bank’s deep roots in cricket — the sport whose mass reach and trust-building power makes it the natural marketing vehicle for India’s largest financial institutions — and a landmark evolution in December 2025 when PNB made banking history by appointing Indian Women Cricket Captain and ICC Women’s World Cup 2025 champion Harmanpreet Kaur as its first-ever female brand ambassador, marking a powerful milestone in both banking brand transformation and women’s sports recognition.

PNB Brand Ambassador Portfolio — Complete History
| Ambassador | Domain | Period | Occasion / Significance |
| Harmanpreet Kaur | Women’s Cricket — Captain | December 1, 2025 — present | First-ever female PNB brand ambassador — World Cup winner |
| Virat Kohli | Men’s Cricket — Captain | Historical | PNB account holder since age 16 — young India connect |
| Various cricket figures | Cricket | Various periods | Trust and sporting excellence alignment |
Harmanpreet Kaur — PNB’s Historic First Female Ambassador
Punjab National Bank’s announcement of Harmanpreet Kaur as its brand ambassador on December 1, 2025 — under the evocative theme Banking On Champions — was one of Indian banking’s most historically significant ambassador appointments of the year, carrying multiple layers of meaning that extended far beyond conventional celebrity banking endorsement. PNB MD and CEO Ashok Chandra made the significance explicit in his announcement statement — noting that this was the first time in PNB’s history that the bank was having a woman as a brand ambassador, framing the appointment as a strategic milestone in PNB’s brand transformation journey.
The timing of the appointment — following India’s historic ICC Women’s Cricket World Cup 2025 victory under Harmanpreet Kaur’s captaincy — could not have been more strategically precise. Harmanpreet’s leadership of India’s women’s cricket team to the country’s first-ever Women’s World Cup title created a wave of national celebration that transformed her from a well-known women’s cricket captain into a nationally celebrated champion whose story commanded the kind of mainstream media coverage and public emotional investment previously reserved for men’s cricket triumphs. In the aftermath of this historic victory, appointing her as PNB’s brand ambassador placed the bank at the heart of India’s celebration of women’s excellence.
The announcement ceremony at PNB’s Corporate Office in Bengaluru featured Chief Guest M. Nagaraju, Secretary of the Ministry of Finance, whose presence signalled the government’s recognition of the partnership’s significance beyond commercial banking. The ceremony included the unveiling of four new PNB financial products — the PNB RuPay Metal Credit Card Luxura, PNB One 2.0, Digi Surya Ghar, and onboarding on the IIBX Portal — with Harmanpreet performing her first official act as ambassador by co-unveiling these products, creating an immediate commercial manifestation of the appointment.
The bank also invited 10 young female cricketers to the ceremony and handed them Harmanpreet-autographed PNB-branded cricket kits — a detail that transforms the ambassador appointment from a bilateral commercial arrangement into a community statement about encouraging the next generation of women athletes through the bank’s visible investment in their inspiration.
Harmanpreet Kaur’s Personal PNB Connection
The most powerful element of Harmanpreet Kaur’s PNB ambassadorship is its genuine personal authenticity — she is not merely a celebrity associated with the bank through commercial calculation but a customer with deep roots in PNB that predate her cricketing fame by many years. Her statement at the appointment ceremony captured this authenticity with simplicity and genuine emotion: she had been banking with PNB since she was 18 years old, with her first bank account opened at the PNB Moga branch in her hometown of Moga in Punjab. To stand as the bank’s brand ambassador after beginning as one of its ordinary young customers is a narrative arc that communicates more powerfully than any advertisement could about what PNB represents in the lives of ordinary Indians who build extraordinary futures.
This personal PNB history makes Harmanpreet’s ambassadorship different in kind from celebrity banking endorsements that are purely commercial — when she speaks about PNB having supported generations of Indians in realising their financial aspirations, she speaks from personal experience of that support rather than from scripted campaign content.
Virat Kohli — The Historical Ambassador
Before Harmanpreet Kaur’s appointment, PNB’s most significant brand ambassador was Virat Kohli — who similarly shared a genuine personal banking relationship with PNB, having held an account with the bank since the age of 16. Kohli’s statement at his ambassador appointment — that PNB is Mera Apna Bank — carried the same authenticity of long-standing personal relationship that characterises PNB’s ambassador selection philosophy. Both Kohli and Harmanpreet represent the kind of ambassador whose relationship with the institution predates the commercial arrangement, giving their association the credibility of genuine customers rather than paid spokespersons.
PNB’s New Products Launched Alongside Harmanpreet’s Appointment
| Product | Category | Significance |
| PNB RuPay Metal Credit Card Luxura | Premium banking — credit card | First metal credit card from PNB — elite customers |
| PNB One 2.0 | Digital banking platform | Enhanced integrated banking experience |
| Digi Surya Ghar | Solar home financing | Green energy banking — PM Surya Ghar scheme alignment |
| IIBX Portal onboarding | Gold bullion online trading | International Bullion Exchange — investment product |
The simultaneous launch of four significant new financial products at Harmanpreet Kaur’s ambassador announcement ceremony demonstrates PNB’s intention to use the appointment as a catalyst for brand transformation rather than purely a celebrity marketing exercise. The PNB RuPay Metal Credit Card Luxura — described as PNB’s first-ever metal credit card designed for elite customers — signals the bank’s aspiration to compete in the premium banking segment traditionally dominated by private sector banks, with a World Cup-winning cricket captain as the inaugural card holder creating the most powerful possible premium product launch statement.
Harmanpreet’s appointment as PNB’s first female ambassador simultaneously with the launch of Digi Surya Ghar — a product supporting renewable energy financing for homes — creates a narrative coherence about progress, both athletic and national, that positions PNB not as a legacy institution looking backward but as a dynamic bank leading India’s next chapter.